ZIVARO Financial Services (ZFS) has evolved into one of Nigeria's premier providers of Agency Banking, Bill Payment and AirTime Top-up services. ZFS, in collaboration with major Mobile Money Operator, KUDI, has signed an agreement with Diamond Bank in using the most predominantly secure and reliable Point-of-Sale (POS) platform in West Africa. 

Agency Banking is evolving very rapidly across the country allowing selected businesses to perform basic transactions in Banking such as Cash Withdrawals, Deposits and Money Transfer. ZFS is at the forefront of partnering with giants in the Agency Banking sector to bring these services to our customers.